When looking for auto insurance we all want the same thing – to save money. This is especially true given the current economic times. However, the current trend is to scour the internet searching for the best deal in car insurance. This, while useful at times, is often confusing, time consuming and even overwhelming – it would take days to search through all the available auto agencies online. Therefore, it is often much easier and more time effective to search the old fashioned way, pull out the phone book and call local agencies for. Searching among local insurance agents often offers various benefits.
Everyone, it seems, guarantees that they will save you money on your current insurance rates. Geico promises 15% or more, Progressive promises to compare quotes for you to find you the best rate; Allstate promises “you will save more”; State Farm promises the “best rates”; and the list continues on. Undoubtedly, all these companies, and many others, honestly are interested in saving you money, they want your business and in order to get your business they have to be competitive in their pricing.
Nevertheless, almost all these companies’ websites use fairly generic information forms when generating your car insurance quotes. These estimated quotes are often much higher than what they would be if you where to actually visit these agencies in person or narrate with an agent. These is because local insurance agents also want your business, often more so than a national company, and are aware of the prices online and are likely to be wiling to do whatever they can to beat any online price you may find. A good example of this is my experience with Allstate.
When I entered my information into Allstate’s online quote estimator the estimate was just over $1000 every six months or $180 a month. My wife and I have two cars, and have totaled one with in the last year, and have been in three other accidents (it has been a banner year). However, when I went into a local Allstate agent’s office he quoted me an insurance premium which was much less: $790 for six months or $132.38 a month. I was surprised at the difference. This may not always be the case, but often is. If you are truly looking for the best auto insurance rate available to you it would be worth your while to devote at least half of your looking efforts towards local agencies. Sometimes the best deals are with local car insurance agents who sell for a larger national company.
Filed under Aaa Auto Insurance by on Feb 24th, 2011. Comment. 
For a smaller community, New Prague Minnesota boasts a few car dealerships. All of them present small town hospitality and succor along with as much quality and services that the larger cities in Minnesota can offer.
1. Modern Prague Ford Mercury is located on Highway 13 and Highway 19 East at 1185 280th Street West in Unusual Prague, Minnesota. You can call them toll free at 888-235-3166 or e-mail them at npford@bevcomm.net . Their website is www.newpragueford.com Along with new and traditional vehicles; they also offer complete auto and truck repair including diesels. Free loaner cars are available. They were the recipients of the year 2002 president’s reward from Ford, are BlueOval Certified and are also Ford Quality Care Masters. Via their website, you can search through their new inventory, arrange for credit and view their specials. Their services are maintenance, repair, and parts including but not limited to, Oil & filter changes, Inspections, Fluid replacements, Windshield wiper blades, Belts, Tune ups, Name-brand Tires, Batteries, Brake Service, Shocks, Struts, Suspension as well as Minor and Major Engine Service.
2. Mahowald’s is also located at Highway 13 and Highway 19 East, right across from New Prague Ford Mercury in New Prague, Minnesota. They can be reached by calling 952-758-4488 or by emailing them at generalmail@mahowalds.com .Mahowald’s sells and services all makes and models of Pontiac, Oldsmobile, Chevrolet and Dodge vehicles. Their website is http://www.mahowalds.com/ which offers a Novel Vehicle Virtual Showroom as well as the ability to browse their current inventory of new and used vehicles. Their services include a Rent-It-All Center, a Mini-storage facility, as well as offering Kawasaki and Ski and Sea-Doo Products in their Mahowald’s Sports building.
3. Palmer Welcome Auto is located at 603 4th Avenue SW in New Prague, Minnesota. They specialize in used cars and can be reached by calling 952-758-2479
4. Auto and Truck Buyers Service of New Prague is located at 205 Main Street West Suite A and can be reached by calling 952-758-3630. They also specialize in used car sales.
5. Parts Plus, located at 205 4th Avenue SW in Recent Prague, Minnesota also offers a complete line of parts and accessories for foreign and domestic vehicles. Rental cars are available Call 952-758-4471 for more information.
Whenever buying a new or used car from anyone, acquire obvious that you understand all of the terms and conditions you are agreeing to before you sign anything. Shop around for the best APR, annual percentage rate, you can get when it comes to an auto loan but do not forget to also compare the other costs associated with a loan, such as loan insurance and loan processing costs. Talk to one of the specialists at any of these dealerships to see if leasing a vehicle would be better in your case instead of purchasing one. It is also advisable to get any obsolete car checked out by an independent certified mechanic. Buying a car does not have to be hard, it can be an exciting, enjoyable experience; Especially if you have your hometown neighborhood dealers in Original Prague, Minnesota there to assist you.
Filed under Aaa Auto Insurance by on Jan 20th, 2011. Comment.
